New To Canada Mortgage

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Welcome to Canada!

Just because you are a new immigrant does not mean that you have to wait to purchase a home.

You can qualify for a mortgage with as little as 5% down payment

If you have been in Canada for less than three years, have landed immigrant status, and have been employed in Canada for a minimum of three months, you can qualify for a mortgage with as little as 5% down payment.

The main documentation you will need to provide to qualify with a 5% down payment will be:

  • A letter from your employer

  • A recent pay stub

  • 12 Volume Pills months verifiable bank statements from a recognized financial institution*

*This can include a financial institution from your country of origin if you have been in Canada for less than 12 months. Also acceptable is 12 consecutive months of 2 verifiable monthly payments in good standing. (ie. phone bill, or utility bill). If you have a 10% down payment then 6 months of the information mentioned above will be sufficient.

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